| From
the Desk of: Rebecca Hubbard
Dear Friend,
People
have plenty of misconceptions about their credit scores. One of the
biggest misconceptions is credit scores don’t matter. That’s simply
not true. Your credit score is your ticket to many of the things you
want: lenders look at your credit score if you want to purchase big
ticket items like a home or a car. If you have a good credit score,
you’ll enjoy lower interest rates and better loan terms. If you have a
poor credit score, you’re going to suffer with higher interest rates
and more restrictive loan terms. You may even have trouble leasing an
apartment, opening a credit card account, and so on.
But, it goes beyond your purchasing power –
in some cases,
employers look at applicants’ credit scores during the interview
process.
Another dangerous misconception held by some is not everyone has a
credit score. If you have a bank account, and you have bills, you have
a credit score. Some use the term credit score, while others call it a
FICO score, a credit rating, credit risk rating, a FICO rating, or a
credit risk score.
Each refers to one simple thing: the three-digit number that shows
lenders your credit worthiness and whether you are apt to repay your
loans and pay your bills.
Lenders check your credit each time you apply for credit cards, loans,
and in some cases, when you want to lease an apartment or a home the
management company will want to verify you have a record of paying
your rent on time. If you are applying for a job in which you will be
handling money, you may also be subject to a credit check by the
employer. Furthermore, any other legitimate business can check your
credit if they need to do so.
In short, your credit score show lenders what state you are in
financially and your past financial history, including if you made
your monthly payments on time. Lenders look at your credit score to
determine if you are a good credit risk; if they determine you are a
good credit risk, you’ll likely receive a better interest rate, if
you’re applying for a loan.
Credit scores are not something of which to be afraid;
however, many people
do not fully understand how credit scores work and how they can easily
repair their own credit scores. Unfortunately, such misinformation is
only exacerbated by companies who claim to, for a price, fix your
credit score overnight.
Unfortunately, such companies produce powerful ads that some people
believe they really do have to pay a hefty sum to fix their credit
scores when, in reality, they can easily do it themselves with a
little time and effort.
Get your hands on my eBook:
"Legally Repair Your
Credit Score -
101 Essential Tips"

and
you’ll soon be working toward cleaning your credit report and bringing
your credit score where it needs to be to ensure you lenders want to
deal with you.
Here's
exactly what you will find out in "Legally Repair Your Credit Score -
101 Essential Tips":
● Define your credit score, a credit
report, and other key financial terms that are essential to repairing
your credit
● Develop a personalized credit repair plan that addresses your unique
financial situation
● Find the resources you need to repair your credit score without
spending money
● Use the same techniques as credit repair experts to repair your own
credit.
You’ll also learn how to deal with life as you repair your credit
because life doesn’t stop because your credit is suffering.
Once you finish this book, you’ll have built a solid foundation that
will allow you to hone your financial habits, ensuring once you
rebuild your credit, it stays strong. Remember, to follow the steps in
this book, and you’ll soon be on the way to healthier credit.
Here is a
sneak peak of some of the Table of Contents:
The Basics
Tip #1: Know how your credit score is determined.
Tip #2: File the information for credit bureaus in an
easy-to-find place
Tip #3: Create a plan to repair your credit score.
The Best Ways to Boost Your Credit Score
Tip #4: Make sure you consistently pay your bills on time.
Tip #5: Don’t rack up excessive credit
Tip #6: Lower your debt.
Tip #7: Have a range of credit types.
Keep Your Credit Score Safe
Tip #8: Be aware of identity theft
Tip #9: Practice safe banking, safe computing, and safe business
practices
Tip #10: Regularly check your credit score
Avoid Common Credit Score Mistakes
Tip #11: Know what debts you have and what credit you don’t use.
Tip #12: Don’t have allow too many inquiries of your credit
report.
Tip #12: Don’t have allow too many inquiries of your credit
report.
Tip #13: Be careful of online loan rate comparisons.
Tip #14: You don’t only have one credit report.
Tip #15: Closing your credit accounts aren’t necessarily going
to boost your credit score.
Tip #16: Don’t assume that one thing will boost your credit
score a specific number of points.
Tip #17: Having no loans or debts will not necessarily improve
your credit score.
Tip #18: Do not attempt to fix your credit score by illegal
means.
Dealing With Your Credit Report to Deal With Your Credit
Score
Tip #19: If you find errors on your credit report, take action.
Tip #20: If there is a problem you can’t currently fix, make a
note of it on your credit report.
Tip #21: Know who is looking at your credit report and why
Tip #22: Know the difference between soft and hard inquiries
Tip #23: Contact creditors and credit bureaus when you are
correcting inaccuracies in your credit report.
Tip #24: Beware of where you get your credit report and what it
contains. |
That's ONLY part of
it!
Get your hands
on
"Legally Repair Your Credit Score - 101 Essential Tips",
RIGHT NOW for the VERY LOW INTRODUCTORY PRICE of
ONLY $17.00
Master Resale
Rights Included
You will also
get a copy of this web sales letter and all of the graphics so that
you can also sell this BRAND NEW eBook and keep 100% of the PROFITS
YOURSELF!

Get
your Credit on the RIGHT TRACK TODAY!
Sincerely,
Rebecca
Hubbard
Hubbard Enterprises
P.S. This
offer is ONLY available for a VERY LIMITED TIME.
So act NOW and get on the right track with your credit.
P.P.S.
Remember that you also get MASTER RESALE RIGHTS with this
product including this web sales copy and graphics so that you can
also sell this and keep 100% of the Profits Yourself!
|